The best way to determine if your roof suffered storm damage lies in reaching out to an experienced Houston roofing contractor for a thorough inspection. That way, you can be sure that you are receiving an accurate assessment of the actual damage done to your roof. This becomes especially significant when filing a roof damage insurance claim.
Storm Damage Roof Insurance Claim
A good storm damage roof insurance claim requires comprehensive and accurate evaluation and report of your property’s present condition. Such an evaluation should include a check for signs of water seepage, damages to shingles, insulation, and all other visible signs of a roof problem. If you decide to hire a reputable Houston roofing contractor, they will perform this check and report on your property. Furthermore, they will also perform the necessary repairs to your roof to make it structurally sound again.
Another important step to filing your storm damage roof insurance claim is to thoroughly document your damaged roof. Your roof insurance company or contractor will require you to provide them with pictures of your damaged property hail damage roof houston. These pictures may be taken during different times of the year. Examples of photos that need to be submitted include ones taken during January, February, and March. If you have any videos or photographs of your damaged property, send those along as well.
In addition to photos, you must also submit copies of repair proposals or bids as evidence of your claim. It is advisable for you to have a written estimate of how much your damaged property can cost you to repair. Keep these estimates as well for future reference. Also, have a friend or relative to help you fill out your paperwork. You can also request free estimates from several roofing companies to compare their prices and services.
Once you have submitted all the necessary documentation and Storm Damage Restoration forms to your local storm damage restoration company, they will begin their investigation. The goal is to determine if your claim is valid. Based on the severity of your roof damage, your insurance company might either reject your claim or at least recommend you to another roofing company for further investigation. Before scheduling a meeting with the roofing company, schedule a meeting with your local insurance agent.
Let your insurance agent know that you want to file a storm damage claim. Tell him/her that you have pictures and other documentation that can support your claim. In addition, let them know that you would like to see proof of insurance on the damage repair to your home. This will allow the roofing company to give you an estimate of how much the repairs will cost them.